If you think you’d like to buy a house someday in the near future, working toward these signs can help you get ready; if you already happen to have your finances in order but have been waiting to take the leap, it may be time to consider when the timing will be right.

If you can meet all these requirements, start researching asking price and home values in your area, because you’re ready to make a down payment on a house: Homeownership lies in your future.

• You have money for a down payment

•  Your credit score is good

• You have extra money for closing costs

• You can get a favorable loan

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